Medicare Advantage Plans

 

  • Combine Medicare Part A and Part B often called Part C or MA plans.
  • Most Medicare Advantage plans include drug coverage (Part D) MAPD
  • Medicare Advantage plans usually have participating network providers at lower cost co-pays than non-network providers.

 

 

Common types of Medicare Advantage Plans

  • Health Maintenance Organization (HMO) Plans
  • HMO Point of Service (HMO-POS)
  • Preferred Provider Organization (PPO) Plans
  • Private Fee-for-Service (PFFS) Plans
  • Special Needs Plans (SNPs)
  • Dual Special Needs Plans (DSNPs) Medicare/Medicaid (Dual-eligible)
  • Medicare Medical Savings Account (MSA)

 

Join, switch, or drop a Medicare Advantage Plan

You can join, switch, or dropMedicare health plan or a Medicare Advantage Plan (Part C) with or without drug coverage during these times:

  • Initial Enrollment Period. When you first become eligible for Medicare, you can join a plan
  • Open Enrollment Period. From October 15 – December 7 each year, you can join, switch, or drop a plan. Your coverage will begin on January 1 (as long as the plan gets your request by December 7).
  • Medicare Advantage Open Enrollment Period. From January 1 – March 31 each year, if you’re enrolled in a Medicare Advantage Plan, you can switch to a different Medicare Advantage Plan or switch to Original Medicare (and join a separate Medicare drug plan) once during this time.